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A couples health insurance policy is one policy that covers two adults. It can typically be taken out by married, de facto or registered couples. Couples health insurance gives you and your partner cover for the same things and the same level of coverage. So, if you and your partner have different health insurance needs or want to be covered for different treatments, this may be a possible drawback of getting couples health insurance.
As an alternative, you could consider getting two singles policies so you can tailor each policy. For some, a benefit of couples health insurance is that it may be more convenient. Depending on how much you and your partner earn, you may also be able to claim a larger health insurance rebate from the government. Check the government rebate tiers to see whether you could get a bigger rebate as a couple or a single.
The table below displays a snapshot of hospital and extras policies for couples, sorted by Star Rating highest to lowest then by provider name alphabetically.
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